The holidays are just about over. You are probably in the process of taking down decorations, while wrestling with the time you don’t have. I will confess that one year, I kept my Christmas tree up until Valentine’s Day. Yay, it was just easier that way. Anyway, one of the major issues during the holidays between Thanksgiving and New Year’s [...]

You will never get a greeting card from me, not because I am forgetful, but because I think greeting cards are pointless. According to the Greeting Card Association, 7 billion greeting cards are purchased every year with the annual retail sales of cards estimated to be more than $7.5 billion. The average household buys 30-50 individual greeting cards a year, [...]